Incred Holdings Limited

InCred Holdings is a diversified Indian financial services group engaged in lending, wealth management, investment banking, asset management, and digital investment solutions. Founded by Bhupinder Singh and headquartered in Mumbai, the company operates through multiple business verticals including InCred Finance, InCred Capital, InCred Wealth, and InCred Money. The group has built a strong presence in India’s rapidly growing fintech and NBFC ecosystem by leveraging technology, analytics, and data-driven underwriting to offer customer-centric financial solutions across retail, SME, and institutional segments.

Its flagship lending arm, InCred Finance, provides personal loans, education loans, SME financing, secured business loans, and embedded finance solutions through a digital-first model supported by a pan-India branch network. Alongside lending, the group also operates investment banking, institutional brokerage, wealth management, alternative investments, and retail investment distribution platforms. Through InCred Money, the company offers access to unlisted shares, fixed deposits, bonds, and alternative investment products for retail investors.

Over the years, InCred Holdings has emerged as one of India’s prominent new-age financial services platforms backed by marquee investors including KKR, Investcorp, and the Kamath brothers of Zerodha. The company has reported strong growth in revenue, profitability, and assets under management while expanding aggressively across lending and wealth-tech businesses. InCred has also filed confidential draft papers with SEBI for a proposed IPO reportedly targeting a ₹3,000–₹4,000 crore raise, highlighting its ambitions to scale further in India’s financial services market.